# Chase QuickPay USA

**URL:** <https://bisq.community/t/chase-quickpay-usa/775>\
**Category:** Payment methods\
**Created:** [October 18, 2016, 6:20pm UTC](https://bisq.community/t/chase-quickpay-usa/775 "2016-10-18T18:20:37Z")\
**Posts on this page:** 18\
**Page:** 1

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**Author:** ![ateoffofbitcoin](https://bisq.community/letter_avatar/ateoffofbitcoin/32/6_22734026db12803ebb3e059622ac3534.png) [@ateoffofbitcoin](https://bisq.community/u/ateoffofbitcoin)\
**Post date:** [October 18, 2016, 6:20pm UTC](https://bisq.community/t/chase-quickpay-usa/775/1 "2016-10-18T18:20:37Z")

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chase quickpay is an email transfer that requires nothing more than a name and email to send a transfer to someone else that has a chase account.

You can use Chase QuickPay to send and receive money at no charge.

reference -  
[https://www.chase.com/index.jsp?pg\_name=ccpmapp/individuals/shared/page/quickpay\_faqs](https://www.chase.com/index.jsp?pg_name=ccpmapp/individuals/shared/page/quickpay_faqs)

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**Author:** ![ateoffofbitcoin](https://bisq.community/letter_avatar/ateoffofbitcoin/32/6_22734026db12803ebb3e059622ac3534.png) [@ateoffofbitcoin](https://bisq.community/u/ateoffofbitcoin)\
**Post date:** [October 18, 2016, 6:27pm UTC](https://bisq.community/t/chase-quickpay-usa/775/2 "2016-10-18T18:27:31Z")

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forgot to mention that clearxchange is not the same system as quickpay but chase does support clearxchange to transfer to other banks that are enrolled in the clearxchange system

reference - [https://www.chase.com/personal/mobile-online-banking/p2p](https://www.chase.com/personal/mobile-online-banking/p2p)

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**Author:** ![theslyguy](https://bisq.community/letter_avatar/theslyguy/32/6_22734026db12803ebb3e059622ac3534.png) [@theslyguy](https://bisq.community/u/theslyguy)\
**Post date:** [October 18, 2016, 7:40pm UTC](https://bisq.community/t/chase-quickpay-usa/775/3 "2016-10-18T19:40:14Z")

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yes, would love to see chase quick pay. clearexchange is not always instant. sometimes it takes up to 3 business days.

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**Author:** ![coinstash](https://bisq.community/user_avatar/bisq.community/coinstash/32/213_2.png) [@coinstash](https://bisq.community/u/coinstash)\
**Post date:** [October 18, 2016, 8:19pm UTC](https://bisq.community/t/chase-quickpay-usa/775/4 "2016-10-18T20:19:09Z")

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So, this only works within Chase system? What a useless idea.

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**Author:** ![ateoffofbitcoin](https://bisq.community/letter_avatar/ateoffofbitcoin/32/6_22734026db12803ebb3e059622ac3534.png) [@ateoffofbitcoin](https://bisq.community/u/ateoffofbitcoin)\
**Post date:** [October 18, 2016, 8:28pm UTC](https://bisq.community/t/chase-quickpay-usa/775/5 "2016-10-18T20:28:16Z")

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yes unfortunately us banks aren’t as friendly as Canadian banks when it comes to having a uniformed interact platform across all banks but chase does hold a large market share in USA

Chase offers more than 5,100 branches and 16,100 ATM’s nationwide.

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**Author:** ![ateoffofbitcoin](https://bisq.community/letter_avatar/ateoffofbitcoin/32/6_22734026db12803ebb3e059622ac3534.png) [@ateoffofbitcoin](https://bisq.community/u/ateoffofbitcoin)\
**Post date:** [October 18, 2016, 8:42pm UTC](https://bisq.community/t/chase-quickpay-usa/775/6 "2016-10-18T20:42:09Z")

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fyi

chase is huge in cali and nyc

38.8 million (2014) + 19.75 million (2014) = alot more than Australian population

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**Author:** ![ateoffofbitcoin](https://bisq.community/letter_avatar/ateoffofbitcoin/32/6_22734026db12803ebb3e059622ac3534.png) [@ateoffofbitcoin](https://bisq.community/u/ateoffofbitcoin)\
**Post date:** [October 18, 2016, 10:37pm UTC](https://bisq.community/t/chase-quickpay-usa/775/7 "2016-10-18T22:37:43Z")

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you can see the demo of the quickpay here - [http://demo.chase.com/presents/preview/pnt/launch.html?seg=BIS&sub=CHASEONLINE&flow=ChaseQuickPayActivity\_STEP1](http://demo.chase.com/presents/preview/pnt/launch.html?seg=BIS&sub=CHASEONLINE&flow=ChaseQuickPayActivity_STEP1)

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<div class="post-metadata">

**Author:** ![coinstash](https://bisq.community/user_avatar/bisq.community/coinstash/32/213_2.png) [@coinstash](https://bisq.community/u/coinstash)\
**Post date:** [October 19, 2016, 6:31am UTC](https://bisq.community/t/chase-quickpay-usa/775/8 "2016-10-19T06:31:54Z")

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It’s not about population, it’s about interest. Currently there have been almost no trades in USD anywhere. AUD is outstripping that right now.

As for NYC we’d need a licence for anyone to use the program there.

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**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [October 19, 2016, 10:07am UTC](https://bisq.community/t/chase-quickpay-usa/775/9 "2016-10-19T10:07:57Z")

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We are badly in need for better payment methods for US as the banks are so crap there. So I very welcome the contribution of @ateoffofbitcoin. I will check it and see if I can squeeze it into the next release.

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**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [October 19, 2016, 10:09am UTC](https://bisq.community/t/chase-quickpay-usa/775/10 "2016-10-19T10:09:30Z")

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It is not useless, Chase is a huge bank and we can serve many potential users with that.

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**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [October 19, 2016, 10:32am UTC](https://bisq.community/t/chase-quickpay-usa/775/11 "2016-10-19T10:32:10Z")

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So email and name are the only data needed, right?

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**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [October 19, 2016, 3:18pm UTC](https://bisq.community/t/chase-quickpay-usa/775/12 "2016-10-19T15:18:58Z")

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Is the payment instant or same day?

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<div class="post-metadata">

**Author:** ![ateoffofbitcoin](https://bisq.community/letter_avatar/ateoffofbitcoin/32/6_22734026db12803ebb3e059622ac3534.png) [@ateoffofbitcoin](https://bisq.community/u/ateoffofbitcoin)\
**Post date:** [October 19, 2016, 5:09pm UTC](https://bisq.community/t/chase-quickpay-usa/775/13 "2016-10-19T17:09:01Z")

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email and name only yes

payment is fairly instant never seen anything take more than 3 hours also

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<div class="post-metadata">

**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [October 20, 2016, 12:19am UTC](https://bisq.community/t/chase-quickpay-usa/775/14 "2016-10-20T00:19:59Z")

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Are there any info out regarding chargeback risk?

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<div class="post-metadata">

**Author:** ![ateoffofbitcoin](https://bisq.community/letter_avatar/ateoffofbitcoin/32/6_22734026db12803ebb3e059622ac3534.png) [@ateoffofbitcoin](https://bisq.community/u/ateoffofbitcoin)\
**Post date:** [October 20, 2016, 5:32am UTC](https://bisq.community/t/chase-quickpay-usa/775/15 "2016-10-20T05:32:25Z")

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there is risk in this using chase quick payment,There has already been users that posted stories of chargebacks from accounts that were stolen. guess its not a great method without any type of rating system

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<div class="post-metadata">

**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [October 20, 2016, 10:58am UTC](https://bisq.community/t/chase-quickpay-usa/775/16 "2016-10-20T10:58:21Z")

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How do u estimate the chargeback risk in relation to normal national bank transfer and to Paypal? Paypal is a no-go for us as it is way too easy to do chargeback. If QuickPay would be similar we cannot support it.

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<div class="post-metadata">

**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [October 20, 2016, 3:35pm UTC](https://bisq.community/t/chase-quickpay-usa/775/17 "2016-10-20T15:35:17Z")

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So the chargebacks was then connected with stolen accounts but its not easy to chargeback without strong reason (like in Paypal), right?

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<div class="post-metadata">

**Author:** ![ateoffofbitcoin](https://bisq.community/letter_avatar/ateoffofbitcoin/32/6_22734026db12803ebb3e059622ac3534.png) [@ateoffofbitcoin](https://bisq.community/u/ateoffofbitcoin)\
**Post date:** [October 20, 2016, 3:39pm UTC](https://bisq.community/t/chase-quickpay-usa/775/18 "2016-10-20T15:39:51Z")

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chargebacks can happen with a stolen account but here is the service agreement directly from chase

“As a recipient or sender of any transfer using the Chase QuickPay  
Service, you acknowledge and agree that, we may delay or cancel a  
request to transfer money and/or charge back the amount of such transfer  
to the Pay From Account or other account as we determine in our  
discretion or claim a refund from you for such amount for various  
reasons including fraud, duplicate payment, incorrect amount or  
incorrect recipient.”

reference  
[https://chaseonline.chase.com/Public/Misc/LAContent.aspx?agreementKey=chasenet\_la](https://chaseonline.chase.com/Public/Misc/LAContent.aspx?agreementKey=chasenet_la)
