# Does BitSquare do ACH transfers?

**URL:** <https://bisq.community/t/does-bitsquare-do-ach-transfers/988>\
**Category:** Uncategorized\
**Created:** [December 10, 2016, 7:08pm UTC](https://bisq.community/t/does-bitsquare-do-ach-transfers/988 "2016-12-10T19:08:17Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![s3v3nh4cks](https://bisq.community/user_avatar/bisq.community/s3v3nh4cks/32/423_2.png) [@s3v3nh4cks](https://bisq.community/u/s3v3nh4cks)\
**Post date:** [December 10, 2016, 7:08pm UTC](https://bisq.community/t/does-bitsquare-do-ach-transfers/988/1 "2016-12-10T19:08:17Z")

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Do we have ACH in BitSquare??

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**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [December 10, 2016, 7:50pm UTC](https://bisq.community/t/does-bitsquare-do-ach-transfers/988/2 "2016-12-10T19:50:00Z")

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No national bank transfer is not supported for US because ACH is very unsafe regarding chargeback and we don’t have a way to distinguish between WIRE and ACH. WIRE is also pretty expensive. US banks sucks…

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**Author:** ![s3v3nh4cks](https://bisq.community/user_avatar/bisq.community/s3v3nh4cks/32/423_2.png) [@s3v3nh4cks](https://bisq.community/u/s3v3nh4cks)\
**Post date:** [December 10, 2016, 8:35pm UTC](https://bisq.community/t/does-bitsquare-do-ach-transfers/988/3 "2016-12-10T20:35:43Z")

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ok, what means are there to attach to US banks?

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**Author:** ![marc](https://bisq.community/letter_avatar/marc/32/6_22734026db12803ebb3e059622ac3534.png) [@marc](https://bisq.community/u/marc)\
**Post date:** [December 11, 2016, 6:18pm UTC](https://bisq.community/t/does-bitsquare-do-ach-transfers/988/4 "2016-12-11T18:18:57Z")

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These are available and safe:

[https://www.clearxchange.com/about#network-banks](https://www.clearxchange.com/about#network-banks)  
Cash/ATM deposit  
US Postal Money Order

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**Author:** ![WhiteOutMashups](https://bisq.community/letter_avatar/whiteoutmashups/32/6_22734026db12803ebb3e059622ac3534.png) [@WhiteOutMashups](https://bisq.community/u/WhiteOutMashups)\
**Post date:** [December 12, 2016, 11:06pm UTC](https://bisq.community/t/does-bitsquare-do-ach-transfers/988/5 "2016-12-12T23:06:28Z")

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> [@ManfredKarrer](#):
>
> because ACH is very unsafe regarding chargeback

why wouldn’t you let users still have this payment option in Bitsquare, just with a warning or something? market forces / economics would fix the rest, with people being able to set higher prices to counterbalance risk / losses

taking the option away completely only seems to limit the software and amount of potential customers / users

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**Author:** ![pepper](https://bisq.community/user_avatar/bisq.community/pepper/32/1057_2.png) [@pepper](https://bisq.community/u/pepper)\
**Post date:** [October 6, 2017, 2:40pm UTC](https://bisq.community/t/does-bitsquare-do-ach-transfers/988/6 "2017-10-06T14:40:51Z")

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@WhiteOutMashups, it really makes sense to limit the availability of any known vectors of abuse because any abuse of the system erodes overall trust in the system. With better options like ClearXChange/Zelle in place to make it safe and easy to transfer payments in the US, there just isn’t a good case to be made for allowing the more-commonly abused form of payment into the system.