# Instant transfer on the same bank (search feature)

**URL:** <https://bisq.community/t/instant-transfer-on-the-same-bank-search-feature/343>\
**Category:** Development\
**Created:** [July 25, 2016, 4:49pm UTC](https://bisq.community/t/instant-transfer-on-the-same-bank-search-feature/343 "2016-07-25T16:49:16Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![HostFat](https://bisq.community/user_avatar/bisq.community/hostfat/32/62_2.png) [@HostFat](https://bisq.community/u/HostFat)\
**Post date:** [July 25, 2016, 4:49pm UTC](https://bisq.community/t/instant-transfer-on-the-same-bank-search-feature/343/1 "2016-07-25T16:49:16Z")

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There are different banks (ad least in Europe) that permit “instant” transfers if they are done between their own accounts. (and usually free)  
So I think that it can be useful if it will be possible to add a filter/search to see if there are offers that comes from one of these banks.  
Maybe the easier way can be to add a search in the offers with the same ABI. The ABI is a part of the IBAN that usually match to the bank.  
So, if the user will find that there are some offers from a bank that he knows that support instant transfer, he will be probably interested to use them. (if they are good with the exchange price)

Maybe this feature will push some users to open many other bank accounts if they are good to make faster trades 😃

I’m not sure if it the same for other bank account out of Europe, but I think that it should be enabled (the bank search feature) where ever is possible, even for other countries (maybe US, CHINA and elsewhere)

Than it can be good to prepare a table with all these banks that permit instant transfers, with their matching ABI codes (or other)

Example, some “banks” that permit instant transfers **between** their own accounts:

> **[N26 - Mobile Banking the World Loves](https://n26.com/en-us)**
>
> Open an account in 5 minutes directly from your phone — no paperwork, no hidden fees, no problem.

  

> **[Paysera: Transfer and Collect Payments. Exchange currency](https://www.paysera.com/v2/en-GB/index)**
>
> Get private or business IBAN account, collect payments, exchange currency at favourable rates, pay with Paysera VISA, download Paysera App, and more.

  

> **[LeoPay - Your Digital Account for Better Lifestyle](https://leopay.eu/)**
>
> Open an account and get access to 10+currencies and your own IBANs. Order 2 free debit cards and manage your finances from web and app 24/7.

  
[https://cryptocapital.co](https://cryptocapital.co) (it works mostly as a bank, the IBAN is dedicated, but it hasn’t the name/surname of the user)  
[https://www.wb21.com/](https://www.wb21.com/)  
[https://www.hype.it](https://www.hype.it) (mainly Italian)  
[https://www.chebanca.it](https://www.chebanca.it) (mainly italian)  
[https://www.unicredit.it](https://www.unicredit.it) (mainly italian)  
[http://www.poste.it/](http://www.poste.it/) (mainly italian)  
Do you know others?

Sometimes the bank asks for the user-ID instead of the IBAN to make the internal transfer, so it can be useful to add a new field on the “Create new account” when the user chose to add a new bank account on Bitsquare, something like freenote-field.  
The user can write something like this: “if internal trasnfers, my user-ID: 27359287535”

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**Author:** ![leo](https://bisq.community/letter_avatar/leo/32/6_22734026db12803ebb3e059622ac3534.png) [@leo](https://bisq.community/u/leo)\
**Post date:** [July 25, 2016, 5:39pm UTC](https://bisq.community/t/instant-transfer-on-the-same-bank-search-feature/343/2 "2016-07-25T17:39:36Z")

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Hi,

Not the same request, but maybe related: [https://github.com/bitsquare/bitsquare/issues/543](https://github.com/bitsquare/bitsquare/issues/543)

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**Author:** ![HostFat](https://bisq.community/user_avatar/bisq.community/hostfat/32/62_2.png) [@HostFat](https://bisq.community/u/HostFat)\
**Post date:** [July 25, 2016, 5:44pm UTC](https://bisq.community/t/instant-transfer-on-the-same-bank-search-feature/343/3 "2016-07-25T17:44:25Z")

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Yes, I think that an easier way to see which kind of bank is used can be very useful.

“Transfer with same bank” feature isn’t enough, an ABI search/filter can be very useful. (or something equal for the brazilian banks)

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**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [July 27, 2016, 11:45pm UTC](https://bisq.community/t/instant-transfer-on-the-same-bank-search-feature/343/4 "2016-07-27T23:45:01Z")

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Just added display of bank ID (BIC) for SEPA in the bank details window.

For more sophisticated improvements in the payment area I need a dedicated developer. Too many other things on my table…
