# Name and message of SEPA really important?

**URL:** <https://bisq.community/t/name-and-message-of-sepa-really-important/3754>\
**Category:** Support\
**Created:** [December 11, 2017, 3:18pm UTC](https://bisq.community/t/name-and-message-of-sepa-really-important/3754 "2017-12-11T15:18:02Z")\
**Posts on this page:** 1\
**Showing post:** 3

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**Author:** ![citkane](https://bisq.community/user_avatar/bisq.community/citkane/32/1244_2.png) [@citkane](https://bisq.community/u/citkane)\
**Post date:** [December 13, 2017, 10:46am UTC](https://bisq.community/t/name-and-message-of-sepa-really-important/3754/3 "2017-12-13T10:46:16Z")

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@alexej996 I am still a bit insecure about this subject. On another thread is was suggested that if money was deposited from a fraudulent account, there was potential for a bank to freeze my bank account and ask questions 😬 !!!

> [@Should I use "ctrl-o" to open a "dispute" if the payment reference doesn't match?](https://bisq.community/t/should-i-use-ctrl-o-to-open-a-dispute-if-the-payment-reference-doesnt-match/3585/10):
>
> It matters if the victim files a report to police thinking you are the scammer and the bank freezes your account.
> 
> These are banks we are talking about, they can do whatever they want with your money.

If you or anybody else who is fully in the know regarding this has a bit of time, it would help a lot if the support board had a pin about the types of exploits scammers use, the risks involved and how to avoid. I can then judge for myself when a typo is a typo or a risk.

If this is a more measurable metric @christoph , maybe the software could make the call before payment is confirmed by requiring you to type in the depositers name, exactly as it appears on your bank statement.

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