# Start payment or not

**URL:** <https://bisq.community/t/start-payment-or-not/3043>\
**Category:** Payment methods\
**Created:** [September 30, 2017, 3:42pm UTC](https://bisq.community/t/start-payment-or-not/3043 "2017-09-30T15:42:01Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![bisqitob](https://bisq.community/letter_avatar/bisqitob/32/6_22734026db12803ebb3e059622ac3534.png) [@bisqitob](https://bisq.community/u/bisqitob)\
**Post date:** [September 30, 2017, 3:42pm UTC](https://bisq.community/t/start-payment-or-not/3043/1 "2017-09-30T15:42:01Z")

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New user here. I’ve accepted to trade via SEPA transfer. I’m about to transfer payment but I’ve checked the IBAN number given on ibancalculator and it gives a different BIC (i.e. different bank) than the BIC shown under the payment information. This is a little suspicious and I’m hesitant to send payment.  
Since I don’t see a way to cancel the trade what are my options in this case? Will I loose my security deposit since I didn’t start the payment?

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**Author:** ![ManfredKarrer](https://bisq.community/user_avatar/bisq.community/manfredkarrer/32/26_2.png) [@ManfredKarrer](https://bisq.community/u/ManfredKarrer)\
**Post date:** [September 30, 2017, 5:40pm UTC](https://bisq.community/t/start-payment-or-not/3043/2 "2017-09-30T17:40:29Z")

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Can you PM me the IBAN, BIC and onion address of the peer? I had a similar case as dispute where the BIC was not correct.  
You can open a dispute by cmd+o. you will not lose your deposit of you have not broken the contract.