# Worried about doing Bank transfer to an unsigned account with 0 age

**URL:** <https://bisq.community/t/worried-about-doing-bank-transfer-to-an-unsigned-account-with-0-age/9333>\
**Category:** Uncategorized\
**Created:** [April 22, 2020, 2:12pm UTC](https://bisq.community/t/worried-about-doing-bank-transfer-to-an-unsigned-account-with-0-age/9333 "2020-04-22T14:12:19Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![JohnL](https://bisq.community/letter_avatar/johnl/32/6_22734026db12803ebb3e059622ac3534.png) [@JohnL](https://bisq.community/u/JohnL)\
**Post date:** [April 22, 2020, 2:12pm UTC](https://bisq.community/t/worried-about-doing-bank-transfer-to-an-unsigned-account-with-0-age/9333/1 "2020-04-22T14:12:19Z")

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My account is signed and I’ve never had a problem to date. I created an offer to buy BTC with AUD.

An unsigned peer with payment account age 0 has accepted my offer.

The transaction is for me to buy 0.02675BTC for $719 AUD. I’m worried about transferring this amount to an unsigned account with 0 age.

When I transfer the money, if they are a bad actor and never click “I received the money”, is the full 0.02675 BTC from the seller locked in escrow or do they only have 15% that I set when I created the offer?

The first block hasn’t confirmed. I’m hoping for a quick answer so that I can initiate the payment to their bank account.

Thank you.

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**Author:** ![huey](https://bisq.community/letter_avatar/huey/32/6_22734026db12803ebb3e059622ac3534.png) [@huey](https://bisq.community/u/huey)\
**Post date:** [April 22, 2020, 2:45pm UTC](https://bisq.community/t/worried-about-doing-bank-transfer-to-an-unsigned-account-with-0-age/9333/2 "2020-04-22T14:45:19Z")

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The btc-seller locks the trade amount + security deposit. So if they misbehave you should be able to get the trade amount + their security deposit. Here you can [learn more about the trading rules](https://docs.bisq.network/trading-rules.html).

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**Author:** ![JohnL](https://bisq.community/letter_avatar/johnl/32/6_22734026db12803ebb3e059622ac3534.png) [@JohnL](https://bisq.community/u/JohnL)\
**Post date:** [April 22, 2020, 10:37pm UTC](https://bisq.community/t/worried-about-doing-bank-transfer-to-an-unsigned-account-with-0-age/9333/3 "2020-04-22T22:37:36Z")

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Thanks very much for the information huey.

And it was handy to re-read the trading rules. And I see that the BTC seller wears more risk (due to say fiat charge-backs) than the BTC buyer (me) as their entire btc trade amount is locked.

Expecting first confirmation in another 5 - 6 hours as mempool higher than I’ve seen it in ages… but I’ll make the payment asap after confirmation.

Thanks again for your help. Cheers.