I would like to add to this conversation my concerns expressed here, about the fact that some banks keep a record of Crypto Exchange IBANs, to block, delay, return, report transactions to or from those IBANs.
To add to the above concerns, it seems counter-intuitive to have a rule that forbids any mention of crypto activity in bank transfers, but don’t give an opt-out option to users to avoid transacting with IBANs that are “flagged” by some banks as “crypto related businesses”.
The issue is more complicated than a natural person’s details appear on a corporate balance sheet or CRM/etc 