Do we have ACH in BitSquare??
No national bank transfer is not supported for US because ACH is very unsafe regarding chargeback and we don’t have a way to distinguish between WIRE and ACH. WIRE is also pretty expensive. US banks sucks…
ok, what means are there to attach to US banks?
These are available and safe:
https://www.clearxchange.com/about#network-banks
Cash/ATM deposit
US Postal Money Order
why wouldn’t you let users still have this payment option in Bitsquare, just with a warning or something? market forces / economics would fix the rest, with people being able to set higher prices to counterbalance risk / losses
taking the option away completely only seems to limit the software and amount of potential customers / users
@WhiteOutMashups, it really makes sense to limit the availability of any known vectors of abuse because any abuse of the system erodes overall trust in the system. With better options like ClearXChange/Zelle in place to make it safe and easy to transfer payments in the US, there just isn’t a good case to be made for allowing the more-commonly abused form of payment into the system.