Today I used Xoom for the first time to wire $100 to a friend in Argentina. It worked surprisingly well.
Xoom permits transfers bank accounts or debit/credit cards (in the US only I think) to persons in several countries. The recipient can pick up the money in cash or have it deposited to his/her national bank account.
I elected to make a bank to cash transfer. The fee was $4.99. The precise fee varies with country and payment method:
Additionally, there was a 3.3% hidden fee built into the exchange rate (14.86 ARS/USD vs 15.38 ARS/USD on Google). Then again, no bank would probably offer a significantly better exchange rate.
Xoom informs the sender when the recipient has picked up the cash. So, there is no risk of chargeback.
You can only send money from US-based bank account or debit/credit card.
As part of my transfer I should add that a Xoom representative called my on the number provided to verify that I had initiated the transaction. They confirmed my name, email address, recipients name and asked what the purpose of the transaction was.
First impressions suggests Xoom could be a reliable and safe way to send fiat internationally in exchange for crypto.
Countries you can send to with Xoom (from the US):