I agree, I wanted to try and start using Bisq so I deposited 0.1 bitcoin just to test the water. I put a sell offer into Bisq for 0.05 bitcoin because I needed to pay the fees also. Then I sat wondering why nothing was happening, I waited for days an nothing. Next the price moved and I decided I needed to change my offer to % based price instead as I never expected it to take so long! Again I wait for days and no takers for my sell offer. Now I have read this post it makes perfect sense, why would anybody want to have to deposit 0.03 bitcoin just to buy 0.05 bitcoin, makes no sense!
I think this needs rethinking , it is not a working setup right now. I am disappointed with Bisq now because I have incurred 3 times offer fees submitting sell offers that were unlikely to ever find a buyer under the current deposit scheme.
Again, I am only trying to get comfortable with Bisq and in future it would be unlikely I would make such small sell offers but I need to gain confidence in the process before putting larger amounts of my capital into Bisq.